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Current Rates
ANNUAL PERCENTAGE YIELDS ACCURATE AS OF 9/5/2008
| - | Interest Rate |
Annual Percentage Yield (APY) |
Minimum Balance To Earn APY |
Minimum Deposit To Open |
DEMAND ACCOUNTS | ||||
| KeyKids Savings | 1.50% | 1.51% | $.00 | $25.00 |
| Christmas Club | 3.00% | 3.00% | $.00 | $25.00 |
| Regular Savings | 1.50% | 1.51% | $.00 | $50.00 |
| Insured Investment | 1.64% | 1.65% | $.00 | $1,000.00 |
| Insured Investment | 2.08% | 2.10% | $10,000.00 | $1,000.00 |
CHECKING ACCOUNTS | ||||
| Spirit Checking | n/a | n/a | n/a | $50.00 |
| Key Checking | .60% | .60% | $100.00 | $100.00 |
| Key Checking Plus | .60% | .60% | $100.00 | $100.00 |
| Key Checking 50 | .60% | .60% | $100.00 | $100.00 |
At our discretion, we may change the interest rate on the above accounts. Fees could reduce the earnings on the above accounts. | ||||
| TERM ACCOUNTS | ||||
| 91 Day CD | 2.43% | 2.45% | $1,000.00 | $1,000.00 |
| 182 Day CD | 2.88% | 2.90% | $1,000.00 | $1,000.00 |
| 8 Month CD | 2.69% | 2.70% | $1,000.00 | $1,000.00 |
| 10 Month CD | 2.79% | 2.80% | $1,000.00 | $1,000.00 |
| One Year CD | 2.92% | 2.95% | $500.00 | $500.00 |
| Two Year CD | 3.11% | 3.15% | $500.00 | $500.00 |
| 30 Month CD | 3.31% | 3.35% | $500.00 | $500.00 |
| Three Year CD | 3.16% | 3.20% | $500.00 | $500.00 |
| HEALTH SAVINGS ACCOUNTS | ||||
| HSA Checking* | 1.50% | 1.51% | $0.00 | $50.00 |
| HSA Checking* | 2.76% | 2.80% | $5,000.00 | $50.00 |
| HSA Checking* | 3.59% | 3.65% | $10,000.00 | $50.00 |
| RETIREMENT ACCOUNTS | |||||
|
TRADITIONAL IRA | |||||
| Regular Savings* | 1.50% | 1.51% | $.00 | $50.00 | |
| 18 Month CD | 2.97% | 3.00% | $500.00 | $500.00 | |
| Two Year CD | 3.11% | 3.15% | $500.00 | $500.00 | |
| 30 Month CD | 3.31% | 3.35% | $500.00 | $500.00 | |
| Three Year CD | 3.16% | 3.20% | $500.00 | $500.00 | |
| ROTH IRA | |||||
| Regular Savings* | 1.50% | 1.51% | $.00 | $50.00 | |
| 18 Month CD | 2.97% | 3.00% | $500.00 | $500.00 | |
| Two Year CD | 3.11% | 3.15% | $500.00 | $500.00 | |
| 30 Month CD | 3.31% | 3.35% | $500.00 | $500.00 | |
| Three Year CD | 3.16% | 3.20% | $500.00 | $500.00 | |
| COVERDELL EDUCATION SAVINGS ACCOUNT | |||||
|
CESA | |||||
| Regular Savings* | 1.50% | 1.51% | $.00 | $50.00 | |
| 18 Month CD | 2.97% | 3.00% | $500.00 | $500.00 | |
| Two Year CD | 3.11% | 3.15% | $500.00 | $500.00 | |
| 30 Month CD | 3.31% | 3.35% | $500.00 | $500.00 | |
| Three Year CD | 3.16% | 3.20% | $500.00 | $500.00 | |
|
*At our discretion, we may change the interest rate on these accounts. A penalty may be imposed for early withdrawal from term accounts. Maximum additions to existing IRA Certificates with a term greater than 18 Months are limited to tax year contributions, $25.00 minimum deposit. Larger deposits may be allowed to the 18 Month IRA Certificates. Additional deposits will not extend maturity date. | |||||
